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Financial/Retirement Planning Software Directory
Retirement Income Journal (January 2012)
Accountsworld Advisor Software Inc.*
PFP Plus Wealth Manager (includes goalgamiPro, a goal-based proposal system, and goal-based TAMP Defined Income Separate Account; Critical Path Unified Account.
$395 $495 for goalgamiPro
Financial planning with accounting focus. Focuses on creating "household balance sheet," goal-based solutions. Includes "goalgami," a portal that allows clients to participate in planning process. This firm is an asset manager that works with advisors to create cash-flow plans and retirement income plans based on sophisticated bond ladders. Reviewed in Retirement Income Journal (1-13-2010). ISG is an updated version of income planning software previously called Retirement Income Navigator and Investment Scenario Generator. Global company with 31,000 employees and comprehensive wealth management solution for large enterprises. All-inclusive, comprehensive ...
DIFFERENCES IN HONEY BEE AND BUMBLE BEE FORAGING BEHAVIOR
INTRODUCTION Optimal foraging theory is one of several cost/benefit analysis used to predict or explain animal behavior. Optimal foraging theory predicts that animals will behave in such a manner as to maximize their energy intake (benefit) with the minimal output of energy (cost). Foraging by bees provides an area where optimal foraging can be tested. When bees forage they are faced with much stimuli in a short period of time (Chittka et al., in press). Depending on the diversity of flowers in a particular area, bees are faced with stimuli of color, smell, size, flower complexity and distance between flowers. If optimal foraging theory holds, bees should choose flowers whose cost of obtaining nectar is less than the energy gain from the nectar. Costs may include energy used in searching for the food source and the time it takes to manipulate a food source. Four experiments were conducted on bumble bees (Bombus spp) and honey bees (Apis spp) in the ...